KANE Insurance Brokerage Services, LLC
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Employment Practices Liability
Copyright Kane Insurance Brokerage Services, LLC - All Rights Reserved 2007 / PRIVACY
Employment Practices Liability Insurance (EPLI) covers businesses against claims by
workers that their legal rights as employees of the company have been violated.
Call 631-259-6157 with questions or send a completed copy of the following application to
kane_michaelk@kibservices.com or by fax 631-204-6630 to begin the marketing a proper
and cost efficient Employment Practices Liability Insurance program for your business:
The number of lawsuits filed by employees against their employers has been rising.
While most suits are filed against large corporations, no company is immune to such
lawsuits. Employee lawsuits include claim related to the following:
Sexual harassment
Discrimination
Wrongful termination
Breach of employment contract
Negligent evaluation
Failure to employ or promote
Wrongful discipline
Deprivation of career opportunity
Wrongful infliction of emotional distress
The cost of EPLI coverage depends on your type of business, the number of employees
you have and various risk factors such as whether your company has been sued over
employment practices in the past. The policies will reimburse your company against the
costs of defending a lawsuit in court and for judgments and settlements. The policy covers
legal costs, whether your company wins or loses the suit. Policies also typically do not pay
for punitive damages or civil or criminal fines. Liabilities covered by other insurance
policies such as workers compensation are excluded from EPLI policies.
To prevent employee lawsuits, educate your managers and employees so that you
minimize problems in the first place: Create effective hiring and screening programs to
avoid discrimination in hiring; Post corporate policies throughout the workplace and place
them in employee handbooks so policies are clear to everyone; Show employees what
steps to take if they are the object of sexual harassment or discrimination by a supervisor.
Make sure supervisors know where the company stands on what behaviors are not
permissible; Document everything that occurs and the steps your company is taking to
prevent and solve employee disputes.
We are a Socially, Environmentally and Physically Conscience Company
New York, NY Westhampton Beach, NY
212-784-6199 631-259-6157