KANE  Insurance Brokerage Services, LLC
Workers' Compensation Coverage / Employer's Liability
Workers compensation covers the cost of medical care and rehabilitation for workers
injured on the job. It also compensates them for lost wages and provides death benefits
for their dependents if they are killed in work-related accidents, including terrorist attacks.

Workers compensation systems vary from state to state. State statutes and court
decisions control many aspects, including the handling of claims, the evaluation of
impairment and settlement of disputes, the amount of benefits injured workers receive and
the strategies used to control costs.

Employers have a legal responsibility to their employees to make the workplace safe.
However, accidents happen even when reasonable safety measures are taken.

To protect employers from lawsuits resulting from workplace accidents and to provide
medical care and compensation for lost income to employees hurt in workplace accidents,
in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt
on the workplace premises or elsewhere, or in auto accidents while on business. It also
covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was
at fault in the accident, for time lost from work and for medical and rehabilitation services. It
also provides death benefits to surviving spouses and dependents.

Call 631-259-6157 with questions or send a completed copy of the following applications
to kane_michaelk@kibservices.com or by fax 631-204-6630 to begin marketing a proper
and cost efficient workers' compensation program for your business:     

                                                  
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We are a Socially, Environmentally and Physically Conscience Company
Commercial Insurance Application
Workers Compensation Application
New York, NY                                                                                                         Westhampton Beach, NY
212-784-6199                                                                                                                            631-259-6157